ROLE OF COMPETITION BETWEEN COMMERCIAL BANKS
Abstract
Competition in the banking sector is crucial for fostering innovation, reducing costs, improving service quality, and ensuring financial stability. However, many markets are dominated by a few large institutions, which can stifle innovation and limit customer choice. This research explores key strategies for increasing competition between banks, focusing on regulatory reforms, technological integration, and market diversification.
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References
• Claessens, S., & Laeven, L. (2004). What Drives Bank Competition? Some International Evidence. *Journal of Money, Credit and Banking*, 36(3), 563-583.
• World Bank (2020). *Global Financial Development Report: Financial Inclusion*. World Bank Publications.
• file:///C:/Users/User/Downloads/A_Literature_Review_on_the_Competition_in_the_Bank.pdf
• Тижорат банкларининг муаммоли кредитлари (NPL) тўғрисида 2024 йил 1 сентябрь ҳолатига маълумот - Ўзбекистон Республикаси Марказий банки (cbu.uz)
• Tizhorat-banklarining-muammoli-kreditlari-tugrisida-malumot.xlsx (live.com)
